Reclaim Your Mailbox, Voicemail and Email Inbox: Reduce Unsolicited Contact

Is your mailbox stuffed with envelopes?  Is your inbox always full?  You have the power to reduce unsolicited contact!  Use the information below to take control today.

Credit Card Offers

If you decide that you don’t want to receive pre-screened offers of credit cards and insurance, you may opt out of receiving them permanently.

If you have access to the internet, go to www.optoutprescreen.com. You must, however complete your request by returning the signed Permanent Opt-Out Election Form, which will be provided after submitting your online request.  You will be asked to provide personal information such as, full name, telephone number, Social Security number and date of birth.  This information is kept confidential and will only be used to process you opt out request.

If you do not have access to the internet, or if you are not comfortable putting your personal information online, you can submit a written request to opt out to each of the four major consumer reporting companies listed below:

Experian                            TransUnion

Opt Out                               Name Removal Option

P.O. Box 919                      P.O. Box 505

Allen, TX  75013                Woodlyn, PA  19094

 Equifax, Inc.                      Innovis Consumer

Options                               Assistance

P.O. Box 740123                P.O. Box 495

Atlanta , GA  30374           Pittsburgh, PA  15230

Telemarketers

The National Do Not Call Registry is a free, easy way to reduce the telemarketing calls you get at home and on your cell phone.  To register your phone numbers visit www.donotcall.gov, or call 1-888-382-1222 from the phone number you want to register.  You will get fewer calls from telemarketers within 30 days of registering your numbers.

Additionally if you do receive calls, stay on the line and inform the person calling that you are on the register and to immediately remove you or they will be reported.

Snail Mail

The Direct Marketing Associations (DMA) mail preference Service (MPS) lets you opt out of receiving unsolicited commercial mail from many national companies for five years.  When you register with this service your name will be put on a delete file and made available to direct marketers and organizations.  This will reduce  the majority of your unsolicited mail.  However this service only stops mailing from organizations that do not use the MPS.  To register go to www.dmachoice.org, or mail your request with a $1 processing fee to:

 DMA Choice

Direct Marketing Association

P.O. Box 643

Carmel, NY  10512

 Email

DMA also offers an email Preference Service (eMPS) to help you reduce unsolicited commercial emails.  To opt out of receiving unsolicited commercial email from DMA members, visit www.dmachoice.org.  Registration if free and good for six years.

Others that may share your information

DMV- The Drivers Privacy Protection Act gives law enforcement agencies permission to distribute personal information only to other law enforcement officials, courts, government agencies, private investigators, insurance underwriters and similar businesses.  They cannot provide your personal information to direct marketers

Current Credit Account Holders and Financial Institutions- Companies with which you already do business are permitted to share your personal information for the purposes of managing your account and collecting payment and surveying your satisfaction with your account services.  These companies routinely send out statements telling you what information they share and what sharing you may opt out of.  There should be direct contact information to the company via phone and internet for you to opt out.  If you do not receive paper statements go to the company  and search for privacy preferences.  The length of opting out varies with each company.

 Filing Complaints

The Federal Trade Commission works to prevent fraudulent, deceptive and unfair business practices and to provide information to help consumers spot, stop and avoid them.  To file a complaint or get free information on consumer issues, visit www.ftc.gov or call toll free 1-877-382-4357.  All complaints are entered into the Consumer Sentinel Network , a secure online database  used by civil and criminal law enforcement agencies worldwide to aid in investigations.

The tips and tools provided above will help to free up your time and space and allow you to make room for the information that is really important for managing your life.

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